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Precious Metals IRAs/Allegiance Gold Review
Updated March 2026 · Verified Data

Allegiance Gold: Independent Data Profile

By James Mitchell, CFA · Last updated: March 20, 2026 · Methodology

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JM
Written by
James Mitchell
Senior IRA Research Analyst
SC
Reviewed by
Sarah Chen, CFP®
Certified Financial Planner
Last verified:
Published:

Editorial Summary

How We Score Providers — Our Methodology

Every provider is scored on a 10-point scale across six weighted categories using publicly verifiable data. Scores are recalculated quarterly or when a provider makes material changes to its offering. No provider can pay to influence their score.

Fee Structure20%
Asset Selection20%
Security & Custody20%
Regulatory Compliance15%
Customer Support15%
Reputation & Transparency10%

Read our full methodology →

TL;DR: Allegiance Gold earns an 8.8/10 score and is well-suited for low-barrier entry, offering no minimum investment requirement and first-year fees waived for all new accounts.

Allegiance Gold is ranked Allegiance Gold is a strong choice for investors seeking a low-cost, accessible precious metals IRA provider in 2026. Founded in 2013 and based in Los Angeles, Allegiance Gold stands out as the only major provider with no account minimum, allowing investors to start with any amount they choose. Additionally, it waives all first-year custodial fees—including setup, maintenance, and storage—making it an especially attractive option for those new to precious metals investing. The company charges a competitive annual fee of $125, which is among the lowest in the industry. Allegiance Gold supports all four IRS-approved metals—gold, silver, platinum, and palladium—providing a full range of options for IRA diversification. With these features, Allegiance Gold offers a cost-effective and flexible solution for investors who want to add precious metals to their retirement portfolios without high upfront costs or minimum investment requirements. This combination of low fees, no minimums, and waived first-year charges makes Allegiance Gold a legitimate and appealing choice for 2026.

Fee TypeAllegiance GoldIndustry Average
Account Setup$50–$200
Annual Maintenance$180–$300
Transaction FeeVaries
Storage FeeVaries by depository$100–$200/year
Account Closure$0$50–$150

Supported Precious Metals

TL;DR: Allegiance Gold supports IRS-approved gold, silver, platinum, and palladium coins and bars through Equity Trust, with a focus on IRS-compliant bullion products and a no-minimum-investment policy.

🥇
Gold
99.5% minimum
🥈
Silver
99.9% minimum
Platinum
99.95% minimum
🔘
Palladium
99.95% minimum

Storage & Security

TL;DR: Allegiance Gold stores all metals through Equity Trust in IRS-approved depositories with Lloyd's of London insurance, offering both segregated and non-segregated storage with online account access.

uses as its IRA custodian, with storage at IRS-approved depositories. storage is available with insurance coverage.

IRA Custodian
Storage Type
Insurance
Storage Options
Multiple IRS-approved depositories

Allegiance Gold vs. Top Competitors

Feature Allegiance Gold Genesis Gold (#1) Noble Gold (#7)
Founded201320182017
Min. Investment$0$10,000$2,000
Setup Fee$50$0$80
Annual Fee$125$180$150
MetalsGold, Silver, Platinum, PalladiumGold, Silver, Platinum, PalladiumGold, Silver, Platinum, Palladium
BBB RatingA+A+A+

Pros

  • No account minimum — most accessible major provider
  • First-year fees waived for new clients
  • $125 annual fee — one of the lowest in the industry
  • A+ BBB rating
  • All four IRS-approved metals available
  • Founded 2013 — over a decade of experience

Cons

  • $50 account setup fee
  • Less brand recognition than Augusta or Goldco
  • Transaction fees vary
  • Some IRA-eligible products may be out of stock
Overall Score / 10
Best No-Minimum IRA 2026
Fee Transparency—/10
Asset Selection—/10
Security & Storage—/10
IRS Compliance—/10
Customer Support—/10
Reputation—/10
Visit Allegiance Gold →

Quick Facts

Founded
Headquarters
Custodian
BBB Rating
Min. Investment
Annual Fee

See our top-ranked provider

Genesis Gold Group edges out Allegiance Gold with a higher overall score and stronger brand recognition.

See Genesis Gold Group Review →

Bottom Line: Is Allegiance Gold Worth It?

Allegiance Gold is a boutique gold IRA option for 2026. The combination of personalized service, competitive buyback prices, and a strong focus on numismatic and premium coins alongside standard IRA-eligible bullion makes it a strong choice for investors looking for a tax-advantaged retirement account with exposure to this asset class.

The company is smaller with less brand recognition than Augusta or Birch Gold, and the numismatic coin focus can lead to higher premiums over spot price. Consider your investment size, risk tolerance, and service preferences before committing.

Best for: Investors who want a boutique experience with personalized service and are interested in premium coins alongside standard IRA-eligible bullion. If you want to compare alternatives, see our Genesis Gold Group review and Birch Gold Group review.

Frequently Asked Questions

Is Allegiance Gold legitimate?
Yes. Allegiance Gold holds an A+ BBB rating and has been in business since 2013. The company is headquartered in Los Angeles, CA and uses Equity Trust as its IRA custodian.
What is Allegiance Gold minimum investment?
Allegiance Gold has no account minimum — you can open a Gold IRA with any amount. This makes it the most accessible major precious metals IRA provider for investors who want to start small.
What fees does Allegiance Gold charge?
Allegiance Gold charges a $50 one-time account setup fee and $125 per year in annual maintenance fees — one of the lowest annual fees in the industry. For new clients, Allegiance typically waives the first year's custodial fees, including setup, maintenance, and storage.
What makes Allegiance Gold unique?
Allegiance Gold is the only major precious metals IRA provider with no account minimum. It also waives the first year's custodial fees for new clients, making it an attractive option for investors who want to start small or test the waters before committing a larger amount.