Privacy Policy

1. About IRA Research Hub

IRA Research Hub ("we", "us", or "our") operates iraresearchhub.com, an independent financial research publication providing reviews, comparisons, and educational content about Crypto IRA and Precious Metals IRA providers. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

We are not a financial advisor, broker-dealer, or investment adviser. Our content is for informational and educational purposes only. Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

2. Information We Collect

2.1 Information You Provide Directly

• Contact form submissions: Name, email address, and message content when you contact us.
• Newsletter signups: Email address when you subscribe to our research updates.
• Quiz responses: Answers you provide in our IRA Fit Quiz tool (not linked to your identity unless you submit contact info).

2.2 Information Collected Automatically

• Usage data: Pages visited, time on site, referring URL, browser type, device type, and approximate geographic location (country/region level).
• Log data: IP address, server access logs, and error logs retained for up to 90 days for security and debugging purposes.
• Cookies: We use minimal first-party cookies for site functionality. We do not use third-party advertising cookies or cross-site tracking cookies.

2.3 Analytics

We use privacy-respecting analytics tools to understand how visitors use our site. Analytics data is aggregated and does not identify individual users. We do not sell analytics data to third parties.

3. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide customer support.
• Send research updates and newsletters (only if you have opted in).
• Improve the content, tools, and functionality of our website.
• Monitor and analyze usage patterns to enhance user experience.
• Detect and prevent fraudulent or abusive activity.
• Comply with applicable legal obligations.

We do not use your information to make automated decisions that produce legal or similarly significant effects, nor do we build advertising profiles.

4. Affiliate Disclosure & Commercial Relationships

Some links on this site are affiliate links. If you click an affiliate link and open an account with a provider, we may receive a referral commission. This commission does not affect our editorial ratings, scores, or recommendations. Our methodology scores are calculated independently of any commercial relationships. See our full Editorial Methodology for details.

We do not share your personal information with affiliate partners. Clicking an affiliate link may expose you to the provider's own privacy policy and tracking.

5. Information Sharing & Disclosure

We do not sell, rent, or trade your personal information. We may share information only in the following limited circumstances:

• Service providers: Trusted third-party vendors who assist in operating the website (e.g., email delivery, hosting), subject to confidentiality agreements.
• Legal compliance: When required by law, court order, or government authority, or to protect the rights, property, or safety of IRA Research Hub, our users, or the public.
• Business transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to the same privacy protections.

6. Cookies & Tracking Technologies

We use the following types of cookies:

• Strictly necessary cookies: Required for basic site functionality (e.g., session management, quiz state). These cannot be disabled.
• Analytics cookies: Help us understand how visitors interact with the site. You may opt out via your browser settings or by using a browser extension that blocks analytics scripts.

We do not use advertising cookies, retargeting pixels, or social media tracking cookies. You can manage or delete cookies through your browser settings at any time.

7. Data Retention

We retain personal data only as long as necessary to fulfill the purposes described in this policy, or as required by law. Newsletter subscriber data is retained until you unsubscribe. Contact form submissions are retained for up to 2 years. Server logs are retained for up to 90 days.

8. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete data.
• Deletion: Request deletion of your personal data (subject to legal retention requirements).
• Opt-out: Unsubscribe from marketing emails at any time via the unsubscribe link in any email we send.
• Data portability: Request your data in a portable format (where technically feasible).

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

9. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a CCPA request, contact us at [email protected].

10. European Residents (GDPR)

If you are located in the European Economic Area (EEA) or United Kingdom, you have rights under the General Data Protection Regulation (GDPR) or UK GDPR, including the rights to access, rectify, erase, restrict processing, and data portability. Our legal basis for processing personal data is legitimate interests (analytics, security) and consent (newsletter subscriptions). To exercise your GDPR rights, contact us at [email protected].

11. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will delete it.

12. Security

We implement industry-standard security measures including HTTPS encryption, access controls, and secure data storage. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your information.

13. Third-Party Links

Our website contains links to third-party websites, including IRA provider websites. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policy of any third-party site you visit.

14. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.

15. Contact Us

For privacy-related inquiries, data requests, or to report a privacy concern, please contact us at: