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Precious Metals IRAs/GoldenCrest Metals Review
Updated March 2026 · Verified Data

GoldenCrest Metals: Independent Data Profile

By James Mitchell, CFA · Last updated: March 20, 2026 · Methodology

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JM
Written by
James Mitchell
Senior IRA Research Analyst
SC
Reviewed by
Sarah Chen, CFP®
Certified Financial Planner
Last verified:
Published:

Editorial Summary

How We Score Providers — Our Methodology

Every provider is scored on a 10-point scale across six weighted categories using publicly verifiable data. Scores are recalculated quarterly or when a provider makes material changes to its offering. No provider can pay to influence their score.

Fee Structure20%
Asset Selection20%
Security & Custody20%
Regulatory Compliance15%
Customer Support15%
Reputation & Transparency10%

Read our full methodology →

TL;DR: GoldenCrest Metals earns a 9.0/10 score and is well-suited for transparent pricing, offering a flat-fee structure with no hidden charges and storage through the Delaware Depository.

GoldenCrest Metals is ranked GoldenCrest Metals is a legitimate and competitive option for a Precious Metals IRA in 2026, known for its transparent pricing and reliable storage solutions. Founded in 2020 and based in Scottsdale, Arizona, GoldenCrest Metals has quickly established itself as a trusted provider by offering all four IRS-approved precious metals—gold, silver, platinum, and palladium. One of its standout features is the use of the Delaware Depository, a highly respected IRS-approved storage facility that ensures secure and compliant storage of your precious metals. In terms of fees, GoldenCrest Metals charges a straightforward annual fee of $180, with no hidden costs or commissions on product sales, making it easier for investors to understand the total cost of their investment. This transparent fee structure, combined with its focus on customer education, sets GoldenCrest Metals apart from many competitors. While it is a newer entrant compared to some established firms, its commitment to clarity and security makes it a strong contender for investors seeking a trustworthy Precious Metals IRA provider in 2026.

Fee TypeGoldenCrest MetalsIndustry Average
Account Setup$50–$200
Annual Maintenance$180–$300
Transaction FeeVaries
Storage FeeVaries by depository$100–$200/year
Account Closure$0$50–$150

Supported Precious Metals

TL;DR: GoldenCrest Metals supports IRS-approved gold, silver, platinum, and palladium coins and bars, with a focus on IRS-compliant bullion products stored at the Delaware Depository.

🥇
Gold
99.5% minimum
🥈
Silver
99.9% minimum
Platinum
99.95% minimum
🔘
Palladium
99.95% minimum

Storage & Security

TL;DR: GoldenCrest Metals uses the Delaware Depository for storage — one of the most respected precious metals depositories in the United States — with Lloyd's of London insurance and segregated storage options.

uses as its IRA custodian, with storage at IRS-approved depositories. storage is available with insurance coverage.

IRA Custodian
Storage Type
Insurance
Storage Options
Multiple IRS-approved depositories

GoldenCrest Metals vs. Top Competitors

Feature GoldenCrest Metals Genesis Gold (#1) Birch Gold (#3)
Founded202020182003
Min. Investment$10,000$10,000$10,000
Setup Fee$0$0$50
Annual Fee$180$180$180
MetalsGold, Silver, Platinum, PalladiumGold, Silver, Platinum, PalladiumGold, Silver, Platinum, Palladium
BBB RatingAA+A+

Pros

  • All fees disclosed upfront in writing
  • Delaware Depository — one of the most trusted storage facilities
  • No account setup fee
  • All four IRS-approved metals available
  • Strong customer education resources
  • Competitive $10,000 minimum

Cons

  • Founded 2020 — less history than most competitors
  • $180 annual fee (on par with industry average)
  • Transaction fees vary
  • A rating (not A+) from BBB
Overall Score / 10
Best Pricing Transparency 2026
Fee Transparency—/10
Asset Selection—/10
Security & Storage—/10
IRS Compliance—/10
Customer Support—/10
Reputation—/10
Visit GoldenCrest Metals →

Quick Facts

Founded
Headquarters
Custodian
BBB Rating
Min. Investment
Annual Fee

See our top-ranked provider

Genesis Gold Group edges out GoldenCrest with a higher overall score and longer track record.

See Genesis Gold Group Review →

Bottom Line: Is GoldenCrest Metals Worth It?

GoldenCrest Metals is an emerging gold IRA provider worth watching in 2026. The combination of competitive pricing, a straightforward fee structure, and strong customer reviews on Trustpilot makes it a strong choice for investors looking for a tax-advantaged retirement account with exposure to this asset class.

The company is newer and smaller than established players like Augusta or Birch Gold, with a shorter track record. Consider your investment size, risk tolerance, and service preferences before committing.

Best for: Investors who want competitive pricing and are comfortable with a newer, smaller provider. If you want to compare alternatives, see our Genesis Gold Group review and Birch Gold Group review.

Frequently Asked Questions

Is GoldenCrest Metals legitimate?
Yes. GoldenCrest Metals holds an A BBB rating and has been in business since 2020. The company is headquartered in Scottsdale, AZ and uses the Delaware Depository for IRS-approved storage.
What is GoldenCrest Metals minimum investment?
GoldenCrest Metals requires a minimum investment of $10,000 to open a Gold IRA. This is in line with the industry average.
What fees does GoldenCrest Metals charge?
GoldenCrest Metals charges no account setup fee and $180 per year in annual maintenance fees. Storage fees vary by depository. The company is known for disclosing all fees upfront in writing.
What makes GoldenCrest Metals unique?
GoldenCrest Metals is known for its pricing transparency — all fees are disclosed upfront in writing before any purchase. It also uses the Delaware Depository, one of the most trusted IRS-approved storage facilities in the country.