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Precious Metals IRAs/Rosland Capital Review
Updated March 2026 · Verified Data

Rosland Capital: Independent Data Profile

By James Mitchell, CFA · Last updated: March 20, 2026 · Methodology

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JM
Written by
James Mitchell
Senior IRA Research Analyst
SC
Reviewed by
Sarah Chen, CFP®
Certified Financial Planner
Last verified:
Published:

Editorial Summary

How We Score Providers — Our Methodology

Every provider is scored on a 10-point scale across six weighted categories using publicly verifiable data. Scores are recalculated quarterly or when a provider makes material changes to its offering. No provider can pay to influence their score.

Fee Structure20%
Asset Selection20%
Security & Custody20%
Regulatory Compliance15%
Customer Support15%
Reputation & Transparency10%

Read our full methodology →

TL;DR: Rosland Capital earns an 8.6/10 score and is one of the most established precious metals dealers, operating since 2008 with a wide selection of coins and bars including rare and collectible pieces.

Rosland Capital is ranked Rosland Capital is a solid choice for investors seeking a reputable precious metals IRA provider with a strong focus on collectible and numismatic coins. Founded in 2008 and based in Santa Monica, California, Rosland Capital has built a well-established reputation in the industry over more than a decade. The company offers all four IRS-approved metals—gold, silver, platinum, and palladium—alongside a broad selection of rare and collectible coins, making it appealing for those who want both IRA-eligible metals and unique collectibles in their portfolio. Rosland Capital requires a minimum investment of $5,000, which aligns with industry standards for precious metals IRAs. While its annual fees of $225 are slightly higher than the average, this cost reflects the premium product selection and extensive variety of rare coins available. Overall, Rosland Capital ranks #13 in the Precious Metals IRA category for 2026, making it a competitive option for investors prioritizing collectible coins and a diverse metals offering.

Fee TypeRosland CapitalIndustry Average
Account Setup$50–$200
Annual Maintenance$180–$300
Transaction FeeVaries
Storage FeeVaries by depository$100–$200/year
Account Closure$0$50–$150

Supported Precious Metals

TL;DR: Rosland Capital supports IRS-approved gold, silver, platinum, and palladium coins and bars, with one of the widest selections of rare and collectible coins among precious metals IRA providers, operating since 2008.

🥇
Gold
99.5% minimum
🥈
Silver
99.9% minimum
Platinum
99.95% minimum
🔘
Palladium
99.95% minimum

Storage & Security

TL;DR: Rosland Capital stores all metals in IRS-approved depositories through Equity Trust with Lloyd's of London insurance, offering both segregated and non-segregated storage with 24/7 online account access.

uses as its IRA custodian, with storage at IRS-approved depositories. storage is available with insurance coverage.

IRA Custodian
Storage Type
Insurance
Storage Options
Multiple IRS-approved depositories

Rosland Capital vs. Top Competitors

Feature Rosland Capital Genesis Gold (#1) Birch Gold (#3)
Founded200820182003
Min. Investment$5,000$10,000$10,000
Setup Fee$0$0$50
Annual Fee$225$180$180
MetalsGold, Silver, Platinum, PalladiumGold, Silver, Platinum, PalladiumGold, Silver, Platinum, Palladium
BBB RatingA+A+A+

Pros

  • Founded 2008 — over 15 years of experience
  • Wide selection of collectible and numismatic coins
  • A+ BBB rating
  • All four IRS-approved metals available
  • $5,000 minimum — lower than Augusta and Goldco
  • No account setup fee

Cons

  • $225 annual fee — slightly higher than industry average
  • Higher annual fee than most competitors
  • Transaction fees vary
  • Collectible coins are not IRA-eligible (only standard bullion is)
Overall Score / 10
Best for Collectible Coins 2026
Fee Transparency—/10
Asset Selection—/10
Security & Storage—/10
IRS Compliance—/10
Customer Support—/10
Reputation—/10
Visit Rosland Capital →

Quick Facts

Founded
Headquarters
Custodian
BBB Rating
Min. Investment
Annual Fee

See our top-ranked provider

Genesis Gold Group edges out Rosland Capital with lower annual fees and a higher overall score.

See Genesis Gold Group Review →

Bottom Line: Is Rosland Capital Worth It?

Rosland Capital is a long-established gold IRA option for 2026. The combination of over 15 years of operating history, a wide selection of gold, silver, platinum, and palladium products, and strong international presence makes it a strong choice for investors looking for a tax-advantaged retirement account with exposure to this asset class.

The company has received complaints about high-pressure sales tactics, and fees are not as transparent as competitors like Augusta or Genesis Gold Group. Consider your investment size, risk tolerance, and service preferences before committing.

Best for: Investors who want a long-established provider with a wide precious metals selection and international credibility. If you want to compare alternatives, see our Genesis Gold Group review and Birch Gold Group review.

Frequently Asked Questions

Is Rosland Capital legitimate?
Yes. Rosland Capital holds an A+ BBB rating and has been in business since 2008. The company is headquartered in Santa Monica, CA and uses Equity Trust as its IRA custodian.
What is Rosland Capital minimum investment?
Rosland Capital requires a minimum investment of $5,000 to open a Gold IRA. This is a competitive minimum that makes it accessible to a wide range of investors.
What fees does Rosland Capital charge?
Rosland Capital charges no account setup fee and $225 per year in annual maintenance fees — slightly higher than the industry average. Storage fees vary by depository.
What makes Rosland Capital unique?
Rosland Capital is known for its wide selection of collectible and numismatic coins, in addition to standard IRA-eligible precious metals. This makes it a good choice for investors who want both IRA-eligible metals and collectible coins in a single relationship.